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"Penelitian ini ditujukan untuk menganalisis pengaruh kinerja keberlanjutan melalui skor nilai ESG dan pilar nya terhadap biaya menghimpun dana (cost of funds) yang dibagi menjadi total cost of funds dan cost of deposit pada bank di ASEAN-5. Penelitian ini menggunakan 23 bank perusahaan terbuka yang berada di negara Indonesia, Singapura, Malaysia, Filipina, dan Thailand periode 2015-2022. Metode penelitian yang digunakan dalam penelitian ini menggunakan regresi panel data dengan model estimasi yang digunakan adalah Fixed Effect Robust Least Square. Temuan yang diperoleh dari penelitian ini menunjukkan bahwa skor ESG combined dan ESG pilar signifikan berpengaruh terhadap total cost of funds dengan nilai korelasi negatif. Hal ini dapat diartikan bahwa skor ESG combined dan ESG pillar bank dapat membantu bank untuk memperoleh biaya pendanaan yang lebih murah, seperti pinjaman subordinasi, obligasi, dan pendanaan lainnya. Namun, temuan lainnya dari penelitian ini menunjukkan skor ESG combined dan ESG pilar tidak signifikan berpengaruh terhadap cost of deposit, meskipun nilai korelasinya juga negatif. Hal ini dapat diartikan bahwa dana deposit yang diperoleh dari nasabah tabungan, giro, dan deposito tidak memperhatikan kinerja ESG dari bank sendiri, melainkan masih mempertimbangkan tingkat bunga yang bank bayarkan dari bentuk bunga tabungan, bunga giro, dan bunga deposito berjangka.

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This research is aimed at analyzing the influence of sustainability performance through ESG scores and its pillars on the bank’s cost of funds which is divided into total cost of funds and cost of deposit at banks in ASEAN-5. This research uses 23 public company banks located in Indonesia, Singapore, Malaysia, Philippines and Thailand from 2015 to 2022. The research method used in this research uses panel regression. The estimation model used is Fixed Effect Robust Least Square. The findings obtained from this research show that the ESG combined and ESG pillar scores have a significant effect on the total cost of funds with a negative correlation value. This means that a bank's combined ESG score and ESG pillar can help banks obtain cheaper funding costs, such as subordinated loans, bonds and other funding. However, other findings from this research show that the ESG combined and ESG pillar scores do not significantly influence the cost of deposit, even though the correlation value is also negative. This can be interpreted that deposit funds obtained from savings, current account and time deposit customers do not consider the ESG performance of the bank itself, but still consider the interest rate that the bank pays in the form of savings interest, current account interest and term deposit interest."

"ABSTRAKTesis ini bertujuan menguji dan menganalisis pengaruh pengungkapansustainability report terhadap kinerja keuangan. Sampel penelitian sebanyak 30perusahaan yang terdaftar di Bursa Efek Indonesia selama periode 2009-2012.Variabel independen adalah pengungkapan kinerja ekonomi, pengungkapankinerja lingkungan, dan pengungkapan kinerja sosial. Variabel dependen adalahkinerja keuangan yang diukur dengan return on asset (ROA). Hasil penelitianmenunjukkan bahwa sustainability report tidak berpengaruh terhadap kinerjakeuangan dan secara parsial hanya pengungkapan kinerja ekonomi yangberpengaruh terhadap kinerja keuangan.

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ABSTRACTThis thesis aims to examine and analyze the effect of sustainability reportdisclosure on financial performance. Samples are 30 companies listed in IndonesiaStock Exchange during the period of year 2009-2012. The independent variableare economic performance disclosure, environmental performance disclosure, andsocial performance disclosure. The dependent variable is financial performance asmeasured by return on assets (ROA). The results showed that the sustainabilityreport has no effect on the financial performance and partially only disclosureeconomic performance has effect on financial performance."

"Written by leading experts in a range of related fields, this book covers biomimetics, environmentally friendly lubrication, tribology of wind turbines and renewable sources of energy, and ecological impact of new technologies of surface treatment. "

"[ABSTRAKBooming batubara dalam sepuluh tahun terakhir memunculkan industri tambang yang menjadi tulang punggung terbentuknya kota tambang. Penelitian ini bertujuan untuk menilai keberlanjutan Beraudan Paser di Provinsi Kalimantan Timur sebagai kota tambang.Industri tambang disini akan memasuki tahap pascatambangpada tahun 2024. Keberlanjutan kota dinilai dengan perbandingan PDRB sektor-sektor penyusun struktur ekonomi. Metodologi yang dilakukan yaitu dengan depth interviews dengan pemangku kepentingan seperti Bupati, Kepala Teknik Tambang dan tokoh masyarakat. Hasil penelitian menunjukkan bahwa pembangunan di Paser dan Berau sejak 1993-2013 belum dapat mentransformasi sumber daya alam (SDA) tidak terbarukan menjadi sumber daya manusia (SDM) yang lebih baik, sehingga pembangunan di kedua kota tambang tersebut berpotensi tidak berlanjut menurut definisi lunak pembangunan berkelanjutan. Lima tahun terakhir kualitas masyarakat Berau lebih dari 60% berpendidikan SMP. Pendidikan masyarakat yang rendah, tidak mampu mengelola SDA secara optimal. Interaksi manusia dari luar sebagai pekerja tambang membentuk rente ekonomi yang menumbuhkan interaksi sosial dan ekonomi lebih tinggi dibandingkan interaksi sosial ekonomi antar penduduk lokal. Pekerja tambang yang bermigrasi ke luar Paser dan Berau akan menurunkan rente ekonomi yang telah terbangun sejak tahun 1993. Valuasi ekonomi lingkungan dapat digunakan untuk menilai SDA, SDM, dan sumber daya buatan di Paser dan Berau. Nilai SDM, SDA terbarukan, dan sumber daya buatan di Berau lebih besar dibandingkan Paser, namun kualitas sumber daya manusia Berau dan Paser masih rendah dan belum dapat mengelola sumber daya alam secara optimal.

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ABSTRACTCoal booming in the last ten years, made the mining industry as the backbone of the mining town forming. This study aims to assess sustainability at Berau and Paser District in East Kalimantan Province as a mining town, where in 2024 the mining industry will enter the stage of post-mining. Sustainability cities assessed by comparison of GDP sectors making up the structure of the economy. The methodology is made by depth interviews with stakeholders such as Regent, mining manager and community leaders. The results showed that the development in Paser and Berau since 1993-2013 have not been able to transform the non- renewable natural resources into human resources better, so that development in both the mining town has potentially unsustain according to the soft definition of sustainable development. In last five years the quality of Berau people more than 70% graduated from junior high school. It is not enough to manage the environmentoptimallty. Human interaction from the outside as the miners had formed multiplier economic effect, where it was fosters social and economic interaction higher than socio-economic interaction between the local residents. Migrating miners will reduce economic rents that have been built since 1993Economic valuation of natural resources and the environment can be used to assess natural resources (NR), human resources (HR), and man-made resources (MMR) in Paser and Berau. HR value, NR value, and MMR in Berau greater than the value of HR, NR value, and MMR in Paser, but the quality of human resources and Paser Berau is still low and has not been able to manage natural resources optimally., Coal booming in the last ten years, made the mining industry as the backbone of the mining town forming. This study aims to assess sustainability at Berau and Paser District in East Kalimantan Province as a mining town, where in 2024 the mining industry will enter the stage of post-mining. Sustainability cities assessed by comparison of GDP sectors making up the structure of the economy. The methodology is made by depth interviews with stakeholders such as Regent, mining manager and community leaders. The results showed that the development in Paser and Berau since 1993-2013 have not been able to transform the non- renewable natural resources into human resources better, so that development in both the mining town has potentially unsustain according to the soft definition of sustainable development. In last five years the quality of Berau people more than 70% graduated from junior high school. It is not enough to manage the environmentoptimallty. Human interaction from the outside as the miners had formed multiplier economic effect, where it was fosters social and economic interaction higher than socio-economic interaction between the local residents. Migrating miners will reduce economic rents that have been built since 1993Economic valuation of natural resources and the environment can be used to assess natural resources (NR), human resources (HR), and man-made resources (MMR) in Paser and Berau. HR value, NR value, and MMR in Berau greater than the value of HR, NR value, and MMR in Paser, but the quality of human resources and Paser Berau is still low and has not been able to manage natural resources optimally.]"

"[ ABSTRAK Perubahan kondisi lingkungan menjadi masalah utama yang menimpa masyarakat,diikuti oleh perubahan gaya hidup di kalangan tersebut. Peran arsitek disini adalahuntuk mencari solusi terbaik, bukan hanya untuk menyediakan tempat tinggal, namunjuga mendorong masyarakat untuk mencapai gaya hidup sehat yang kemudian akanmenghasilkan karakter kota yang lebih baik. Fokus dari desain ini adalah untukmendukung konsep ?sustainability? dan memberi antusiasme akan hidup sehatkepada masyarakat. Bangunan serba guna yang menggabungkan area hijau dankonsep modern akan menghasilkan komunitas yang lebih hidup. Dengan metodeidentifikasi masalah, menyediakan pilihan solusi, studi kasus, dan penelitian tentangteori, teknologi, preseden dan observasi langsung, karya tulis ini dibuat dengan tujuanmenawarkan konsep lingkungan sehat yang akan disajikan dengan diagram, gambardan berbagai analisis.

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ABSTRACT The changing environmental condition that happens globally has become the main

issues that people experienced, since it is becoming the main reason of people?s

changing lifestyle. In this case, architects are assigned to find solution to provide

space, not only for people to live in, but also to embolden them to have a better

lifestyle that would lead to a better city. The focus is to design a building to help in

achieving sustainability and encourage people to live a healthy lifestyle. Having a

mixed-use building that integrates green space and modern concept would generate a

better community in the chosen site, which is now established in a quite bad

condition. Through identification of problems, choices of solutions, study of the case,

and research about theory, technological aspect, precedent and direct observation, this

report is constructed to offer the concept of creating a healthy environment that would

be presented through diagrams, drawings and various analysis.;The changing environmental condition that happens globally has become the main

issues that people experienced, since it is becoming the main reason of people?s

changing lifestyle. In this case, architects are assigned to find solution to provide

space, not only for people to live in, but also to embolden them to have a better

lifestyle that would lead to a better city. The focus is to design a building to help in

achieving sustainability and encourage people to live a healthy lifestyle. Having a

mixed-use building that integrates green space and modern concept would generate a

better community in the chosen site, which is now established in a quite bad

condition. Through identification of problems, choices of solutions, study of the case,

and research about theory, technological aspect, precedent and direct observation, this

report is constructed to offer the concept of creating a healthy environment that would

be presented through diagrams, drawings and various analysis.;The changing environmental condition that happens globally has become the main

issues that people experienced, since it is becoming the main reason of people?s

changing lifestyle. In this case, architects are assigned to find solution to provide

space, not only for people to live in, but also to embolden them to have a better

lifestyle that would lead to a better city. The focus is to design a building to help in

achieving sustainability and encourage people to live a healthy lifestyle. Having a

mixed-use building that integrates green space and modern concept would generate a

better community in the chosen site, which is now established in a quite bad

condition. Through identification of problems, choices of solutions, study of the case,

and research about theory, technological aspect, precedent and direct observation, this

report is constructed to offer the concept of creating a healthy environment that would

be presented through diagrams, drawings and various analysis.;The changing environmental condition that happens globally has become the main

issues that people experienced, since it is becoming the main reason of people?s

changing lifestyle. In this case, architects are assigned to find solution to provide

space, not only for people to live in, but also to embolden them to have a better

lifestyle that would lead to a better city. The focus is to design a building to help in

achieving sustainability and encourage people to live a healthy lifestyle. Having a

mixed-use building that integrates green space and modern concept would generate a

better community in the chosen site, which is now established in a quite bad

condition. Through identification of problems, choices of solutions, study of the case,

and research about theory, technological aspect, precedent and direct observation, this

report is constructed to offer the concept of creating a healthy environment that would

be presented through diagrams, drawings and various analysis.;The changing environmental condition that happens globally has become the main

issues that people experienced, since it is becoming the main reason of people?s

changing lifestyle. In this case, architects are assigned to find solution to provide

space, not only for people to live in, but also to embolden them to have a better

lifestyle that would lead to a better city. The focus is to design a building to help in

achieving sustainability and encourage people to live a healthy lifestyle. Having a

mixed-use building that integrates green space and modern concept would generate a

better community in the chosen site, which is now established in a quite bad

condition. Through identification of problems, choices of solutions, study of the case,

and research about theory, technological aspect, precedent and direct observation, this

report is constructed to offer the concept of creating a healthy environment that would

be presented through diagrams, drawings and various analysis.;The changing environmental condition that happens globally has become the main

issues that people experienced, since it is becoming the main reason of people?s

changing lifestyle. In this case, architects are assigned to find solution to provide

space, not only for people to live in, but also to embolden them to have a better

lifestyle that would lead to a better city. The focus is to design a building to help in

achieving sustainability and encourage people to live a healthy lifestyle. Having a

mixed-use building that integrates green space and modern concept would generate a

better community in the chosen site, which is now established in a quite bad

condition. Through identification of problems, choices of solutions, study of the case,

and research about theory, technological aspect, precedent and direct observation, this

report is constructed to offer the concept of creating a healthy environment that would

be presented through diagrams, drawings and various analysis.;The changing environmental condition that happens globally has become the main

issues that people experienced, since it is becoming the main reason of people?s

changing lifestyle. In this case, architects are assigned to find solution to provide

space, not only for people to live in, but also to embolden them to have a better

lifestyle that would lead to a better city. The focus is to design a building to help in

achieving sustainability and encourage people to live a healthy lifestyle. Having a

mixed-use building that integrates green space and modern concept would generate a

better community in the chosen site, which is now established in a quite bad

condition. Through identification of problems, choices of solutions, study of the case,

and research about theory, technological aspect, precedent and direct observation, this

report is constructed to offer the concept of creating a healthy environment that would

be presented through diagrams, drawings and various analysis., The changing environmental condition that happens globally has become the main

issues that people experienced, since it is becoming the main reason of people’s

changing lifestyle. In this case, architects are assigned to find solution to provide

space, not only for people to live in, but also to embolden them to have a better

lifestyle that would lead to a better city. The focus is to design a building to help in

achieving sustainability and encourage people to live a healthy lifestyle. Having a

mixed-use building that integrates green space and modern concept would generate a

better community in the chosen site, which is now established in a quite bad

condition. Through identification of problems, choices of solutions, study of the case,

and research about theory, technological aspect, precedent and direct observation, this

report is constructed to offer the concept of creating a healthy environment that would

be presented through diagrams, drawings and various analysis.]"